Build Bigger: Specialized Financing for Construction & Yellow Iron

Discover how Avanti Equipment Finance is revolutionizing construction growth by breaking down the credit barriers to "yellow iron" acquisition with specialized, flexible terms and 24–48 hour approvals.

2/6/20262 min read

Whether you’re looking to add a specialized excavator to your fleet, upgrade your dozers, or acquire a crane for a major contract, the right equipment is the backbone of your construction enterprise. In 2026, the demand for infrastructure is high, but the financial hurdles to get the "yellow iron" you need can be even higher.

Avanti Equipment Finance is leading the way by providing construction-specific lending that moves at the speed of your job site. We offer approvals within 24–48 hours, ensuring you never lose a bid because you're waiting on a bank.

Here are four ways we help construction professionals overcome common financing roadblocks:

Overcoming Your Equipment Obstacles

  • Project-Based Financial Fluctuations Construction is a business of cycles. A late-paying GC or a gap between major projects can make your recent P&L look uneven. While traditional banks see risk, Avanti sees potential. We focus on your project pipeline, industry reputation, and the heavy-duty resale value of the iron you’re buying.

  • Flexibility on Used & Specialized Gear In the yellow iron world, "pre-owned" is often the smartest move for your bottom line. Many lenders won't touch equipment over five years old or machines sold at auction. Avanti has no age restrictions on well-maintained equipment. Whether it’s a used loader from a private seller or a specialized paver, we provide the capital to secure it.

  • Backing New Ventures & Subcontractors Breaking ground on a new company requires massive upfront investment. While most lenders demand years of operational history, we support start-ups. If you have the experience and a solid plan, we provide the flexible options needed to help you build business credit while your equipment works for you.

  • Financing Built for the Job Site Standard loan terms don't account for "frozen ground" or seasonal rain delays. We offer customized payment structures tailored to the construction industry:

    • Step-up or Seasonal Payments: Align your overhead with your peak working months.

    • Low/No Down Payments: Preserve your cash for materials, payroll, and mobilization costs.

    • Direct Lending: No red tape—just fast, transparent terms from a team that knows heavy equipment.

Why Construction Pros Choose Avanti

  • Speed to Site: Funding often finalized within 24–48 hours.

  • Broad Asset Coverage: From skid steers and backhoes to excavators and rotators.

  • Industry Knowledge: We understand the difference between a general-use machine and a specialized asset.

  • Personalized Support: You’ll work with a team that values the "dirt world" and the people who build it.

Secure Your Iron Today

Don’t let outdated lending keep your crews sidelined. Partner with a lender that understands the weight of your work.