Towing & Recovery
Tow truck financing, done right
Rollbacks, wreckers, rotators, and integrated units — new, used, and higher-mileage. All credit considered, decisions in as little as 24 hours.
- New, used & high-mileage
- Owner-operators welcome
- Dealer & private-party purchases
- All credit considered
Can I finance a tow truck with any credit?
Yes — Avanti Equipment Finance finances tow trucks for every credit profile, from strong credit to challenged credit and first-time owner-operators. We fund rollbacks, wreckers, rotators, and integrated units (new, used, or high-mileage, from dealers or private sellers), typically $20K to $500K+ with terms up to 72 months. Most applicants get a decision in about 24 hours, starting with a quick pre-qualification.
10+
Years of experience
24-hr
Approval decisions
50
States served
72-mo
Terms available
Why finance with Avanti
Your truck is your business, and downtime costs money. We finance the full range of tow and recovery equipment across every credit profile, so whether you're buying your first rollback or adding a rotator to the fleet, you get a fast, straight answer and terms built around how a towing operation actually earns.
At a glance
- Amounts
- $20K – $500K+
- Terms
- Up to 72 months
- Credit
- A-paper to challenged
- Equipment
- New & used
How it works
1
Pick your equipment
Choose the truck or machine you need — from a dealer or a private seller, new or used.
2
Apply in minutes
A short application and the equipment details. We review your credit to pre-qualify, usually in just a few minutes.
3
Get a decision
Decisions come back in as little as 24 hours, with terms matched to your credit and time in business.
4
Get funded
Sign, and we fund the deal — usually within a few days — so your equipment can get to work.
Frequently asked questions
Can I finance a tow truck with bad credit?
Yes. We work across the full credit spectrum, from A-paper to challenged credit and startups. Lower scores typically require a down payment, and terms are tailored to your profile after we review your credit.
What types of tow trucks do you finance?
Rollbacks, wreckers, rotators, and integrated tow trucks — new, used, and higher-mileage units. We finance both dealer and private-party purchases.
How long are the terms?
Tow truck loan terms generally run up to 72 months, with the exact term based on the equipment age, amount financed, and credit profile.
How fast can I get approved?
Decisions come in as little as 24 hours on a 3-minute application, with funding typically a few days after.