Used Trucks
Used tow truck financing
The right used truck earns just like a new one at a fraction of the price. Used and higher-mileage tow trucks financed from dealers or private sellers, across every credit profile.
- High-mileage units OK
- Private-party purchases
- Every credit profile
- Terms up to 72 months
10+
Years of experience
24-hr
Approval decisions
50
States served
72-mo
Terms available
Why finance with Avanti
Most tow trucks on the road were bought used — the math just works better. But plenty of lenders won't touch high mileage or a private-party sale, which is exactly where the good deals are. Used units are financed here every day, from dealers or individual sellers, with terms up to 72 months. One honest caveat: challenged credit typically pairs with 2017-or-newer equipment — and you'll know exactly where you stand before you put a deposit on a truck.
At a glance
- Amounts
- $20K – $500K+
- Terms
- Up to 72 months
- Credit
- A-paper to challenged
- Seller
- Dealer or private party
How it works
1
Pick your equipment
Choose the truck or machine you need — from a dealer or a private seller, new or used.
2
Apply in minutes
A short application and the equipment details. We review your credit to pre-qualify — usually a soft pull that won't affect your score.
3
Get a decision
Decisions come back in as little as 24 hours, with terms matched to your credit and time in business.
4
Get funded
Sign, and we fund the deal — usually within a few days — so your equipment can get to work.
Frequently asked questions
Is there a mileage cutoff on used tow trucks?
There's no blanket mileage cutoff — higher-mileage units are financed regularly. The truck's age, the amount financed, and your credit profile set the term.
Can I finance a used tow truck from a private seller?
Yes, with the same terms as a dealer purchase. We handle the payoff and title logistics as part of funding, and wire the seller directly.
Does challenged credit limit which used trucks I can buy?
Typically yes — sub-600 profiles generally need 2017-or-newer equipment plus a down payment. Stronger credit opens up older units.
How do I get started?
Pre-qualify in about 3 minutes — usually a soft credit pull that won't affect your score — and you'll have a decision in as little as 24 hours.