Vocational
Financing for work-built trucks
Bucket trucks, boom trucks, service and utility trucks, and more. App-only programs, all credit considered, decisions in as little as 24 hours.
- Bucket, boom & service trucks
- App-only to higher amounts
- No tax returns required
- New or used
Updated September 3, 2026
Can I finance a bucket, boom, or service truck?
Yes — Avanti finances vocational and work-built trucks, including bucket trucks, boom trucks, and service and utility trucks, new or used and across every credit profile. App-only programs are available on many deals, amounts run $20K to $500K+ with terms up to 72 months, and decisions come in as little as 24 hours on a short application.
Financing by truck type
Some work trucks have their own page with the details that matter for that unit.
10+
Years of experience
24-hr
Approval decisions
49
States served
72-mo
Terms available
Why finance with Avanti
A vocational truck is a tool built for a job, and financing it should be just as purpose-built. We help finance the full range of work trucks — bucket and aerial-lift trucks, boom trucks and truck-mounted cranes, service and mechanic's trucks, utility bodies, water and fuel trucks, sweepers, and chassis with an upfit — new or used, from dealers, upfitters or private sellers, across every credit profile. App-only programs skip the tax returns on many deals, and the term is set from the truck's age and the amount rather than a blanket rule, so a used unit with plenty of working life left is financed on its merits. The body and the boom are part of the truck's value, not an afterthought, and a current inspection or certification on an aerial device strengthens the file. Decisions come back in as little as 24 hours, and we coordinate direct payment to the seller.
At a glance
- Amounts
- $20K – $500K+
- Terms
- Up to 72 months
- Credit
- A-paper to challenged
- Equipment
- New & used
How it works
1
Pick your equipment
Choose the truck or machine you need — from a dealer or a private seller, new or used.
2
Apply in minutes
A short application and the equipment details. We review your credit to pre-qualify, usually in just a few minutes.
3
Get a decision
Decisions come back in as little as 24 hours, with terms matched to your credit and time in business.
4
Get funded
Sign, and we coordinate funding — usually within a few days — so your equipment can get to work.
Frequently asked questions
What is a vocational truck?
A vocational truck is a work-purpose commercial truck built for a job — dump trucks, bucket and boom trucks, service and utility trucks, and similar. We finance the full range.
Do you finance bucket and boom trucks?
Yes. Bucket trucks, boom trucks, dump trucks, and other vocational equipment are all financeable, new or used.
Is there an app-only program?
Yes. App-only financing is available up to higher amounts with no tax returns required, with a quick credit-based pre-qualification to start.
What credit profiles do you work with?
All of them — A-paper through challenged credit, plus startups. Terms and down payment are matched to your profile.
Can I finance the upfit along with the chassis?
In most cases, yes. A completed truck is financed as one unit — chassis, body and mounted equipment — whether it comes from a dealer, an upfitter, or a private seller.
Do you finance used vocational trucks?
Yes. Used and higher-mileage work trucks are financed regularly, with the term set by the unit's age, the amount financed, and your credit profile.
Related financing
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- Dump truck financingSingle-axle through tri-axle dump trucks for contractors and haulers.
- Payment calculatorEstimate a monthly payment by amount, term and money down.