Knuckleboom Cranes
Knuckleboom crane financing
Articulating cranes that fold behind the cab and unload their own truck — building-material and lumber delivery, precast, poles, grapple and log loaders. New or used, from a dealer, an upfitter or a private seller.
- Articulating & folding cranes
- Grapple, log & pole loaders
- App-only to higher amounts
- New or used
Updated September 15, 2026
Can I finance a knuckleboom crane truck?
Yes — Avanti Equipment Finance finances knuckleboom and articulating crane trucks — building-material and drywall delivery units, grapple and log loaders, and pole-setting trucks — as one unit with the chassis and body, new or used, from a dealer, an upfitter or a private seller. Every credit profile is considered, including newer businesses, on amounts from $20K to $500K+ with terms up to 72 months, app-only programs on many deals, and a decision in about 24 hours from a quick pre-qualification.
10+
Years of experience
24-hr
Approval decisions
49
States served
72-mo
Terms available
Why finance with Avanti
A knuckleboom turns a delivery truck into a truck that delivers and sets — the lumber package on the second floor, the precast section in the trench, the pole in the hole, the roofing bundle on the roof — without a second machine or a second crew on site. Building-material yards, lumber and drywall suppliers, precast and pipe haulers, utility contractors, tree and log operations, and any business that loads and unloads its own truck all day run them. We finance the completed truck as one unit — chassis, body and crane, with the remote, the grapple or the jib that comes with it — new or used, from a dealer, an upfitter or a private seller, with app-only programs that skip the tax returns on many deals. Larger units get structured properly, every credit profile is considered, and you'll get a straight answer on your terms before you commit to a truck.
At a glance
- Amounts
- $20K – $500K+
- Terms
- Up to 72 months
- Credit
- A-paper to challenged
- Equipment
- New & used
Which knuckleboom cranes we finance
Any articulating crane mounted on a commercial truck, financed as one unit with the chassis and body:
- Behind-the-cab and rear-mount knucklebooms on flatbed, stake and dump bodies
- Drywall and building-material delivery trucks with a fork or pallet attachment
- Grapple and log loaders, and pole-setting units with a jib or pole claw
- Remote-controlled units and cranes with a winch or an added jib
- New trucks from a dealer or upfitter, and used trucks from a dealer or a private seller
What affects your knuckleboom down payment?
Your credit, time in business, purchase amount, and the truck itself all matter. A supply yard with years of deposits looks different from an owner-operator buying a first truck, and the structure follows the file.
For example, 20% down on a $130,000 knuckleboom truck is $26,000, leaving $104,000 to finance before any taxes or fees. That is a budgeting example, not an approval or a required down payment — your actual terms come after review, and equipment you already own can be pledged to lower the cash at closing.
What to send us about a used knuckleboom truck
A listing or invoice lets us review the actual truck instead of a price alone. Have these details ready:
- Year, make, model, VIN and mileage of the chassis
- Crane make, model and rating (tonne-metres or capacity at reach), plus crane hours if metered
- Attachments included — remote, grapple, forks, jib, winch
- Date of the most recent annual crane inspection and any certification paperwork
- Dealer, upfitter or private seller's name and contact information
- Known condition issues on the boom, hydraulics, rotation and outriggers, and any maintenance records
- The down payment you have available and your business start date
Documents depend on your application
You can start with a short application and the equipment details. We will let you know what supporting documents your profile requires. If bank statements are requested, provide:
- Last 3 months of business bank statements — all pages, PDF downloads from online banking (no photos or partial pages)
How it works
1
Pick your equipment
Choose the truck or machine you need — from a dealer or a private seller, new or used.
2
Apply in minutes
A short application and the equipment details. We review your credit to pre-qualify, usually in just a few minutes.
3
Get a decision
Decisions come back in as little as 24 hours, with terms matched to your credit and time in business.
4
Get funded
Sign, and we coordinate funding — usually within a few days — so your equipment can get to work.
Knuckleboom crane financing at a glance
The program, stated plainly: what qualifies, what it takes, and what to expect.
| Equipment financed | New, used and higher-mileage knuckleboom and articulating crane trucks, grapple, log and pole loaders. The term is set by the unit's age and the amount, not a blanket cutoff. |
|---|---|
| Where you can buy | Dealers, auctions and private sellers. A private-party purchase gets the same terms as a dealer deal — the title, any lien payoff and direct payment to the seller are handled for you. |
| Credit profiles | Every profile — A-paper to challenged credit, thin credit, past (discharged) bankruptcy, and startups under two years in business. |
| Amounts and terms | $20,000 to $500,000+ with terms up to 72 months. |
| Down payment | Strong credit and time in business can mean $0 down. Challenged credit (under 600) typically pairs with 30–40% down and 2017-or-newer equipment. Owned, titled equipment can be pledged to lower the cash at closing, and you'll know the number before you put a deposit on anything. |
| Paperwork | App-only programs with no tax returns on many deals under $300,000. Over $300,000, plan on a financial package — two years of tax returns, a balance sheet, a P&L and bank statements. Bank statements are asked for on smaller deals only when the credit profile calls for them. |
| Decision and funding | Decisions in as little as 24 hours from a short online application. Avanti coordinates funding through its lending partners, paid directly to the seller — usually within a few days — for businesses in 49 states, fully remote. |
Frequently asked questions
What is the difference between a knuckleboom and a boom truck?
A boom truck carries a straight telescopic crane behind the cab; a knuckleboom carries an articulating crane that folds up compactly, leaving the bed free for the load it will set. Knucklebooms are the self-unloading delivery truck; telescopic boom trucks are the reach-and-capacity machine. Both are financed here on the same terms.
Do you finance the crane, the body and the chassis together?
Yes. A completed knuckleboom truck — chassis, body, crane and attachments — is financed as one unit, whether it came from a dealer, an upfitter, or a private seller with the crane already mounted.
Do you finance used knuckleboom trucks?
Yes. Used and higher-hour units are financed regularly, with the term set by the truck's age, the amount financed, and your credit profile. A current annual crane inspection strengthens the file.
Can I finance a knuckleboom as a newer business or with challenged credit?
Yes. Newer businesses and challenged credit are considered. The down payment scales with your credit — strong credit can mean $0 down up to $50k, while tougher credit typically means 20–40% down on a 2017-or-newer unit. You'll get the exact figure for your profile before you commit to a truck.
How fast can I get a decision?
Decisions come in as little as 24 hours on a 3-minute application, starting with a quick credit-based pre-qualification, and we coordinate funding with the seller within a few days of signing.
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