Tow, construction, and vocational equipment — new or used, every credit profile. A 3-minute application, fast credit-based pre-qualification, and decisions in as little as 24 hours.
Buying from a private seller? Most lenders won't finance private-party sales — we do, with the same terms as a dealer purchase.
Get pre-qualified →Pick your equipment — every category is financed across the full credit spectrum.
Set your amount, down payment, term, and credit for an instant ballpark payment — then carry those numbers straight into the application. Your real quote comes after a quick credit-based pre-qualification.
No tax returns to get started. Pre-qualifying only takes a few minutes.
Towing · construction · vocational equipment
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Estimate only and not an offer of financing. Actual rate, term, and payment depend on your full credit profile, the equipment, and final approval. Rates shown are illustrative ranges, not quotes.
A-paper to challenged credit, past bankruptcy, and startups. We tell you straight what to expect — no runaround.
A 3-minute application, decisions in as little as 24 hours, and the same real person on your file from quote to funding.
New, used, and higher-mileage units. Dealer and private-party purchases. Terms up to 72 months.
For equipment dealers
Close more deals with buyer decisions in as little as 24 hours. We handle A–D credit, new and used, so you don't lose a sale. Free to enroll, a co-branded application link for your lot, and a real person on every deal.
Section 179 tax deduction
Finance qualifying equipment and you can still deduct the full purchase price this year — up to $2.56M, new or used. Order early to place it in service by December 31.
Pre-qualify with a quick credit review — it only takes a few minutes.