Rollbacks
Rollback tow truck financing
Flatbed carriers are the workhorse of towing — and usually the first truck. New, used, and higher-mileage rollbacks financed across every credit profile, dealer or private seller.
- New, used & high-mileage rollbacks
- First-truck buyers welcome
- Dealer & private-party purchases
- Terms up to 72 months
10+
Years of experience
24-hr
Approval decisions
50
States served
72-mo
Terms available
Why finance with Avanti
A rollback is how most towing businesses start — and how established outfits keep the daily calls moving. Whether it's your first flatbed carrier or the next addition to the fleet, the financing is built around how a rollback actually earns: steady daily volume. Every credit profile is considered, startups included, and you'll get a straight answer on your down payment before you commit to a truck.
At a glance
- Amounts
- $20K – $500K+
- Terms
- Up to 72 months
- Credit
- A-paper to challenged
- Equipment
- New & used
How it works
1
Pick your equipment
Choose the truck or machine you need — from a dealer or a private seller, new or used.
2
Apply in minutes
A short application and the equipment details. We review your credit to pre-qualify — usually a soft pull that won't affect your score.
3
Get a decision
Decisions come back in as little as 24 hours, with terms matched to your credit and time in business.
4
Get funded
Sign, and we fund the deal — usually within a few days — so your equipment can get to work.
Frequently asked questions
Can I finance my first rollback with no business history?
Yes. First-truck buyers and brand-new businesses are welcome. The down payment scales with your credit — strong credit can mean $0 down up to $50k, while tougher credit typically means 20–40% down on a 2017-or-newer unit.
Do you finance used or high-mileage rollbacks?
Yes — used and higher-mileage flatbed carriers are financed every day, with the term set by the truck's age, the amount, and your credit profile.
Can I buy a rollback from a private seller?
Yes. Private-party purchases are financed with the same terms as a dealer purchase — most lenders won't do that, but it's where many of the best used rollbacks are.
How fast can I get a decision?
Decisions come in as little as 24 hours on a 3-minute application, with a soft-pull pre-qualification to start.