Texas
Texas equipment financing
From Houston to El Paso, Texas runs on working trucks. Tow trucks, construction equipment, dump and vocational trucks, and trailers financed for Texas businesses — 100% remote, every credit profile.
- Statewide, DFW to the Valley
- Tow, construction & vocational
- All credit considered
- 100% remote process
10+
Years of experience
24-hr
Approval decisions
50
States served
72-mo
Terms available
Why finance with Avanti
Texas operators cover more miles and move more iron than anywhere in the country — and waiting on a local bank committee doesn't fit that pace. The entire process runs remotely: a 3-minute application, e-signatures, and funds wired straight to the dealer or seller, whether the truck is in Dallas or three hundred miles from the nearest branch. Every credit profile is considered, from A-paper fleets to first-truck owner-operators.
At a glance
- Amounts
- $20K – $500K+
- Terms
- Up to 72 months
- Credit
- A-paper to challenged
- Service area
- All of Texas
How it works
1
Pick your equipment
Choose the truck or machine you need — from a dealer or a private seller, new or used.
2
Apply in minutes
A short application and the equipment details. We review your credit to pre-qualify — usually a soft pull that won't affect your score.
3
Get a decision
Decisions come back in as little as 24 hours, with terms matched to your credit and time in business.
4
Get funded
Sign, and we fund the deal — usually within a few days — so your equipment can get to work.
Frequently asked questions
Do you finance equipment for Texas businesses?
Yes — businesses across all of Texas, from the metros to rural operations. The entire process is remote, so your location in the state makes no difference.
What equipment do you finance in Texas?
Tow trucks (rollbacks, wreckers, rotators), construction and yellow-iron equipment, dump and vocational trucks, and trailers — new or used, from dealers or private sellers.
How does out-of-state financing work?
Exactly like a local deal: pre-qualify with a soft credit pull, complete a short online application, sign electronically, and we wire funds to the seller. No in-person visit at any point.
Can I get financed with challenged credit in Texas?
Yes. Programs run across the full credit spectrum — lower scores typically mean a down payment and newer equipment, and you'll know the exact expectation upfront.