Bad Credit Equipment Financing

Fast approvals nationwide for all credit types.

Built for Challenged Credit

A low score doesn't have to stop you. Avanti Equipment Finance LLC has no FICO floor — where others stop, we keep working.

No FICO Floor

All credit types are considered without minimum score limits.

Past Bankruptcy OK

We accept liens, judgments, and previous financial setbacks.

Startups Welcome

Owner-operators and new businesses can apply with confidence.

Our Services

Fast equipment financing nationwide for all credit types.

Tow Trucks

Flexible financing options tailored for tow truck purchases and upgrades.

Construction

Support for construction equipment financing to keep your projects moving.

Quick approvals designed to get your equipment working without delay.

Dump Trucks
A powerful dump truck unloading gravel at a construction site under a clear sky.
A powerful dump truck unloading gravel at a construction site under a clear sky.
Vocational equipment lined up ready for financing approval in a New England yard.
Vocational equipment lined up ready for financing approval in a New England yard.

FAQs

Soft-Pull Pre-Qualification

Check your options with no hit to your credit score

What about used gear?

Used equipment financing is available with terms up to 72 months to fit your budget.

Can I apply without paperwork?

You can apply using just an app for up to $250,000, no tax returns or financial statements required.

How fast decisions?

Decisions on applications are made within 24 hours to keep things moving.

When is funding given?

Funding is typically completed within a few days after approval.

Who qualifies for equipment financing?

All credit types qualify — we have no FICO floor and approve borrowers with challenged credit, past bankruptcies, liens, and judgments. Startups and owner-operators are welcome.

Contact

Get in touch for tailored equipment financing.

Email

Phone

Info@AvantiEquipFi.com

617-843-5612

© 2026 Avanti Equipment Finance LLC

Disclaimer: All financial products and rates are subject to final approval by Avanti Equipment Finance LLC Submitting an application via this website does not in any way guarantee approval. Terms and rates are subject to change based on individual contracts.