Construction
Build with confidence
Excavators, dozers, loaders, skid steers, and other yellow iron — new or used, dealer or private seller. Every credit profile, fast decisions.
- Excavators, dozers & loaders
- New or used machines
- Startups & challenged credit
- Terms up to 72 months
How do I finance construction equipment?
Avanti Equipment Finance finances construction equipment — excavators, dozers, loaders, skid steers, and other heavy machines — new or used, from a dealer or a private seller. Every credit profile is considered, including startups and challenged credit, on amounts from $20K to $500K+ with terms up to 72 months, and most applicants get a decision in about 24 hours from a quick pre-qualification.
10+
Years of experience
24-hr
Approval decisions
50
States served
72-mo
Terms available
Why finance with Avanti
Equipment is how you win bids and finish jobs. We finance construction and yellow-iron equipment across the full credit range, so newer outfits and seasoned contractors alike can get the machine on site without tying up working capital — and keep cash free for fuel, payroll, and the next project.
At a glance
- Amounts
- $20K – $500K+
- Terms
- Up to 72 months
- Credit
- A-paper to challenged
- Equipment
- New & used
How it works
1
Pick your equipment
Choose the truck or machine you need — from a dealer or a private seller, new or used.
2
Apply in minutes
A short application and the equipment details. We review your credit to pre-qualify, usually in just a few minutes.
3
Get a decision
Decisions come back in as little as 24 hours, with terms matched to your credit and time in business.
4
Get funded
Sign, and we fund the deal — usually within a few days — so your equipment can get to work.
Frequently asked questions
What construction equipment can I finance?
Excavators, dozers, loaders, skid steers, dump trucks, and other yellow-iron and vocational equipment — new or used, from dealers or private sellers.
Do you finance used construction equipment?
Yes. We finance used and older machines, with the term set by the equipment age, amount, and credit profile.
Can a newer business get approved?
Yes. Startups and businesses under two years old are welcome. A down payment is typically required, and a strong down payment can improve your terms.
Is there any obligation to pre-qualify?
No. Pre-qualifying is free and carries no obligation — you'll see indicative terms for your profile, and you decide whether to move forward.