Heavy Recovery
Rotator & heavy wrecker financing
Heavy recovery iron is a serious investment — and it bills like one. Rotators and heavy-duty wreckers financed new or used, with structures built for larger tickets.
- Rotators & heavy wreckers
- Larger tickets welcome
- New or used units
- Terms up to 72 months
10+
Years of experience
24-hr
Approval decisions
50
States served
72-mo
Terms available
Why finance with Avanti
A rotator changes what your operation can bill: heavy recovery pays multiples of a light-duty call, and the trucks hold value. Financing one is less about the sticker and more about the revenue it unlocks. Larger deals get structured properly — on tickets over $300k, plan on providing a financial package (tax returns, balance sheet, P&L, bank statements) — and the decision still comes back fast, so you don't lose the unit to another buyer while you wait.
At a glance
- Amounts
- $20K – $500K+
- Terms
- Up to 72 months
- Credit
- A-paper to challenged
- Equipment
- New & used
How it works
1
Pick your equipment
Choose the truck or machine you need — from a dealer or a private seller, new or used.
2
Apply in minutes
A short application and the equipment details. We review your credit to pre-qualify — usually a soft pull that won't affect your score.
3
Get a decision
Decisions come back in as little as 24 hours, with terms matched to your credit and time in business.
4
Get funded
Sign, and we fund the deal — usually within a few days — so your equipment can get to work.
Frequently asked questions
What paperwork does a rotator deal need?
Under $300k, app-only programs are often available with no tax returns. Over $300k, expect a full financial package — last 2 years of tax returns, a balance sheet, a P&L, and 6 months of bank statements.
Do you finance used rotators and heavy wreckers?
Yes. Used heavy recovery units are financed regularly, with the term based on age, amount, and credit profile.
Can a newer business finance a rotator?
It's possible, but heavy recovery is usually a step-up purchase. A newer business should plan on a meaningful down payment, and existing towing revenue makes the file much stronger. We'll tell you honestly where you stand before you commit.
How long does approval take?
Decisions come in as little as 24 hours. Bigger tickets that need a financial package can take a little longer once documents are in — sending them upfront speeds everything up.