Box Trucks
Box truck financing
Cube vans, 16- to 26-foot straight trucks, lift-gate and refrigerated box trucks — new or used, from a dealer or a private seller. Every credit profile, decisions in as little as 24 hours.
- Cube vans to 26-ft straight trucks
- Lift-gate & reefer bodies
- Owner-operators & fleets
- All credit considered
Can I finance a box truck or straight truck?
Yes — Avanti Equipment Finance finances box trucks and straight trucks of every size (cube vans through 26-foot, with dry, lift-gate, or refrigerated bodies), new or used, from dealers or private sellers. Every credit profile is considered, including owner-operators and startups, on amounts from $20K to $500K+ with terms up to 72 months, and most applicants get a decision in about 24 hours.
10+
Years of experience
24-hr
Approval decisions
49
States served
72-mo
Terms available
Why finance with Avanti
A box truck is a business on wheels — last-mile delivery, moving, furniture and appliance runs, food distribution, mobile service. Whether you're an owner-operator picking up your first 26-footer, a moving company adding to the fleet, or a delivery contractor scaling routes, we finance the full range of straight trucks, new or used, with or without a CDL-class weight rating. Every credit profile is considered, private-party purchases included, and you'll get a fast, straight answer on your terms so you can put the truck on the road and start billing.
At a glance
- Amounts
- $20K – $500K+
- Terms
- Up to 72 months
- Credit
- A-paper to challenged
- Equipment
- New & used
How it works
1
Pick your equipment
Choose the truck or machine you need — from a dealer or a private seller, new or used.
2
Apply in minutes
A short application and the equipment details. We review your credit to pre-qualify, usually in just a few minutes.
3
Get a decision
Decisions come back in as little as 24 hours, with terms matched to your credit and time in business.
4
Get funded
Sign, and we fund the deal — usually within a few days — so your equipment can get to work.
Frequently asked questions
What kinds of box trucks do you finance?
Straight trucks of every size — cube vans and 16-, 20-, 24-, and 26-foot box trucks, with dry, lift-gate, or refrigerated (reefer) bodies. New or used, from dealers or private sellers.
Can I finance a box truck as an owner-operator or new business?
Yes. Owner-operators and newer businesses are welcome, including first-truck buyers. A down payment scaled to your credit is typical, and every on-time payment builds the business credit that makes the next truck cheaper.
Do you finance used or higher-mileage box trucks?
Yes. Used and higher-mileage straight trucks are financed regularly, with the term set by the truck's age, the amount financed, and your credit profile.
Can I finance a box truck with challenged credit?
Yes. We work across the full credit spectrum. Lower scores typically require a down payment and 2017-or-newer equipment, and you'll know the exact expectation before you commit to a truck.
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